Thursday, June 25, 2009

My Dad Was a Retirement Trailblazer

My dad was a trailblazer. When he retired from his government job, he and my mom left our family home in Denver and moved to an active adult community in the hill country of Texas outside of Austin. While golf and leisure activities were part of their life, whenever my siblings and I would comment about their retirement, both parents would adamantly exclaim, "We're not retired." And in fact dad wasn't retired in the traditional sense of the word. He had become passionate about computers in the nineteen sixties. Many hours of his retirement week were spent working on various projects developing computer programs connected to geology, his other love. My father wasn't content to spend his life engaged in leisure and pleasure activities. Even through ten years of battling cancer, his final days were spent overhauling his ancient Apple Mac so my mom would be able to use it.

The concept of retirement originated during the depression of the thirties. Prior to that time, people worked until they died. In an attempt to get younger unemployed men back into the workforce, President Franklin D. Roosevelt and Congress enacted the Social Security Act in 1935. Tied the life expectancy of the day, Social Security provided financial well-being to workers passed their prime. But, it had another affect that is still felt today. For the first time in history, older people, who had previously been the sages of the community, became marginalized and unappreciated.

The brilliant builder and marketer Del Webb changed those feelings in the early 1960's by creating the concept of the leisure based retirement. No longer left to rock in chairs on the front porch, working-class seniors could now spend their time on the golf course and in the recreation center having fun. Retirement shifted from one of sitting around waiting to die to the concept of the "golden years" filled with fun and activity. That concept of retirement has largely held until recently when baby boomers began knocking on the door of third age.

Not content to follow in their parents footsteps, baby boomers will reinvent retirement in a whole new way. Many things have changed since their grandparents retired. The life expectancy has jumped from 47 in 1900 to 77 today. And it continues to grow. Baby boomers have not worked in the physically demanding jobs their parents and grandparents encountered. Baby boomers approach retirement as the healthiest, wealthiest, and most active group that has ever walked the planet.

Even though over seventy percent of baby boomers report they want to continue to work past retirement age, many want to shift into work that is more rewarding. The problem many mature adults face is they don't know what it is they want to do.

It is naturally assumed that people who were successful during the prime years will be equally successful in Third Age. Unfortunately, without planning, there is no guarantee that Third Age will be rewarding, especially for people who are successful. Many of the things that made for success in the prime years are no longer present or as important in Third Age. The prime years focus on what you acquire, whether it is the status of a profession, a comfortable lifestyle, or a support system. Those things shift with retirement, both in their importance and availability.


Article Provided by Cathy_Severson

Cathy Severson, MS helps you make the most of your retirement. Baby boomers understand this isn't your parents retirement. Find out how to make the rest of your life the best of your life with the complimentary e-book 7 Ingredients for a Satisfying Retirement at http://tinyurl.com/8moymb


Friday, June 19, 2009

Lifestyle of Active Adult Retirement Communities

If you're one that likes to get out and get the blood pumping then you may want to consider an active adult retirement community. Not all retirement communities are created equal. This article will take a look at a few possible suggestions for finding the right retirement community that fits you best.

Some of the most popular retirement activities are golfing, bowling, tennis, racquetball and shuffleboard. If this is your idea of an active sport then you will want to make sure that you have these amenities either in your retirement community or nearby.

You may find that it's much more affordable to find a nice active adult retirement community. That is nearer some your more popular areas like the golf course and tennis court. If you end up in a community that has these with on the premise in their private you're going to pay a much higher fee.

If money is of no concern and of course you should probably look to find a retirement community perhaps in the state of Florida or California that might accommodate you in your activities. Although the fees will be much higher for this type of community the privacy and exclusiveness may be worth the price.

There's no better way to really discover what a retirement community is like than asking the people that are currently living there. You should not limit your research to just one or two but has several people who reside in the community that you plan on living in.

If you plan on moving to an active adult retirement community that's in another state you need to make sure that you're aware of the various different tax and other fees that might be involved.


Article contributed by Tom Turner.

If you need more helpful information on Retirement try visiting http://retirement-life-today.com, a website that specializes in providing helpful tips, advice, and retirement resources to include Active Adult Retirement Community.

Wednesday, June 10, 2009

Are American Communities Ready for the Aging Boom?

As part of a national movement to promote "Aging in Place" initiatives, four communities in America will be hosting workshops throughout the month of June, bringing local experts together for discussions aimed at helping older Americans remain in their communities.

Active Adult Retirement Communities

Attendees also will learn how to apply for "JumpStart the Conversation" grants designed to help local organizations bring innovative ideas to life. The workshops are sponsored by MetLife Foundation, Partners for Livable Communities (Partners), and the National Association of Area Agencies on Aging (n4a).

The events taking place during the month of June include:

  • San Antonio, Texas -- June 11, Redesigning Communities for Aging in Place
  • Richmond, Virginia -- June 17, Engaging Community Leaders in the Process
  • Wichita, Kansas -- June 23, Revitalizing Communities for All Generations
  • Chattanooga, Tennessee -- June 30, Building Partnerships

The workshops are the latest in a two-year series of dynamic events with key innovators and representatives from specific regions looking to identify strategies for improving livability for those of all ages through: partnership building, community redesign and intergenerational connections. Local discussions complement the national conversation on aging and highlight the creative work being done to make communities first-rate areas for all ages.

According to the 2006 survey, "The Maturing of America -- Getting Communities on Track for an Aging Population," a report led by n4a, Partners, the International City-County Management Association, the National Association of Counties, and the National League of Cities and funded by MetLife Foundation, only 46% of American communities have begun planning to address the needs of the exploding population of aging Baby Boomers. The first Boomers reached age 60 in 2006 and will be 65 in 2011. This rapidly aging population will hit its peak in 2030 when the number of people over age 65 in the United States will soar to 71.5 million, double the figure for 2000, or one in every five Americans.

"This is both a challenge and an opportunity to make our communities better places for all age groups," said Sandy Markwood, CEO of n4a. "The efforts taking place in these regions are models for others across the country."

"JumpStart the Conversation" grants allow area organizations to take local action on Aging in Place initiatives. In each region holding workshops, nine grants of $1,000 and one grant of $2,500 will be awarded to support innovative ideas tailored to the community. Although applicants do not have to attend to be eligible for a grant, the workshops are meant to be a catalyst for action and to stimulate participants to begin considering their community's specific needs. The deadline for submission of grant applications will be two weeks following each event.

"Through the workshop and grant opportunities, communities will gain a renewed sense of urgency when it comes to considering community livability for all ages," said Robert McNulty, president of Partners. "We're looking to bring together an energized group of organizations and individuals in order to face the challenges that accompany this time of change."

Previous workshops have taken place in Tampa Bay, Phoenix, Kansas City, Chicago, San Diego, Charlotte, Miami, and most recently, in St. Louis. They have resulted in grant awards for such innovative projects as:

  • La Mesa Park and Recreation Foundation in San Diego -- spearheaded a group drumming project for older adults and youth, providing an opportunity for all to learn about rhythm and movement and to reinforce the benefits of a healthy, active lifestyle that can be shared by all.
  • The Miami Behavioral Health Center -- promoted a "Mobility Maps" program to seniors in the Miami-Dade area that alerts seniors to different transportation options based on specific transportation needs.
  • Pinal-Gila Council for Senior Citizens in Arizona -- developed new business partnerships with the 13 Chamber of Commerce organizations in the two-county area with the goal of creating age-appropriate jobs for older adult workers.
  • Thomas J. Brown, Jr. Foundation, Inc. of Kansas City -- recruited skilled professionals with experience in minor interior and exterior home repair and lawn maintenance to help older adults remain in their homes and neighborhoods as long as possible.

"This initiative is identifying creative solutions that will help America's communities meet the needs of an unprecedented population of aging Americans looking to comfortably age in place," said Dennis White, president and CEO of MetLife Foundation. "MetLife Foundation is pleased to support these forums because these ongoing conversations will help create livable communities for people of all ages."

Active Adult Retirement Communities

MetLife Foundation -- Established in 1976 by MetLife for the purpose of supporting education, health, civic and cultural organizations. In aging, MetLife funds programs that support healthy aging and address caregiving issues, intergenerational activities, mental fitness and volunteerism. For more information, visit www.metlife.org.

Partners for Livable Communities (Partners) -- A national, nonprofit organization working to renew communities for all ages. For more information, visit www.livable.com.

National Association of Area Agencies on Aging (n4a) -- A leading voice on aging issues for Area Agencies on Aging across the country and a champion for Title VI Native American aging programs in our nation's capital. For more information, visit www.n4a.org.

For more information on Aging in Place initiatives, upcoming workshops, and "JumpStart" grant recipients, visit www.aginginplaceinitiative.org